See if your loan is feasible by answering a few questions and uploading the necessary documents. Your home expert will then contact you to go through everything before you submit your home loan application.
you can receive interest subsidies for your purchase and renovation project? Find out here if you qualify for the Flemish interest-subsidised renovation loan.
Attention: The Flemish renovation credit is offered if the deed of purchase of the house is signed with the notary on December 31, 2024 at the latest. After that, the Flemish renovation credit with interest subsidy will no longer be offered by the Flemish government.
Our expert advice will help you make the right decision. Running a simulation will give you clear answers to such questions as ‘How much can I borrow?’, ‘How long should I borrow for?’, ‘Should I opt for a fixed or a variable interest rate?’, ‘What is the total cost?’ and ‘What are the tax implications?’
You can immediately check online to see if your loan is feasible. If you like what’s being offered, we’ll help you fill in your application. You’ll then have all the information you need to decide if you want to apply for the loan.
In practice, your application comprises 3 steps: 1) Work out your loan
We first need you to provide us with some more information, including details of your project, as well as certain personal details, including your income and the loans you currently have. You can then find out right away whether your loan is feasible or not and see a detailed calculation of the monthly costs. You no longer have to negotiate your interest rate either, as you always automatically get the best rate at KBC Brussels. It couldn’t be easier!
2) Check to see if you can apply for your loan
You can then immediately check online to see if you are in a position to apply for your loan with KBC Brussels. If you get the green light and want to proceed with your application, indicate that our home expert may call you to schedule a phone appointment.
3) Submit your loan application
During the phone call appointment, you and the home expert go through your application, ensuring you have filled in everything correctly. After doing that, you still have time to decide whether or not to apply for the loan.
What documents do you need for your application?